@article{art1404,
  title = {The Influence Of Financial Literacy, Social Environment Factors And Cultural Factors To Consumption Behaviour  (Survey on Faculty of Economics Students,  Manado State University-Indonesia)},
  doi = {10.18535/ijsrm/v6i5.em04},
  url = {https://ijsrm.net/index.php/ijecs/article/view/1404}
}