@article{art1422,
  title = {The Influence of Financial Literacy, Social Environment Factors and Cultural Factors to Consumption Behaviour, (Survey on Faculty 0f Economics Students, Manado State University-Indonesia)},
  doi = {10.18535/ijsrm/v6i4.em14},
  url = {https://ijsrm.net/index.php/ijecs/article/view/1422}
}