@article{art4309,
  title = {Issues and Challenges among Cooperatives in Zamboanga del Norte in pursuit for Survival and Sustainability during the CoViD-19 Pandemic},
  doi = {10.18535/ijsrm/v10i12.em01},
  url = {https://ijsrm.net/index.php/ijecs/article/view/4309}
}