“The Importance of the Owner / Manager’s Profile in Accessing Banking Credit for SMES in the Trade / Distribution Branch in the Context Of Information Asymmetry: (L’importance Du Profil Du Proprietaire/Dirigeant Dans L’acces Au Credit Bancaire Des Pme De La Branche Commerce/Distribution En Contexte D’asymetrie D’information)” (2020) International Journal of Scientific Research and Management (IJSRM), 8(02), pp. 1547–1564. doi:10.18535/ijsrm/v8i02.em01.