J. K. Gulo, F. Rosyidasari, and Y. Darmayanti , Trans., “Comparative Analysis of the Altman and Zmijewski Models for Predicting Financial Distress Conditions of Textile and Garment Companies Listed on the IDX 2020-2024”, int.jour.sci.res.mana, vol. 13, no. 07, pp. 9378–9385, Jul. 2025, doi: 10.18535/ijsrm/v13i07.em10.