Stephen Kingu, Peter, Dr Salvio Macha, and Dr Raphael Gwahula , trans. “Impact of Non-Performing Loans on Bank’s Profitability: Empirical Evidence from Commercial Banks in Tanzania”. International Journal of Scientific Research and Management (IJSRM) 6, no. 01 (January 30, 2018): EM–2018. Accessed July 1, 2025. https://ijsrm.net/index.php/ijsrm/article/view/1257.