A Deliberation on Investment Decisions

An investment is rendered with the anticipation that it will generate some legitimate income or will appreciate in the future. Apart from taxation purpose, an added enticement is to create future wealth. While making an investment, the basic criteria under consideration are returns on investment, risks associated with the investments, tenure and last but not the least is liquidity of the investment in hour of need. Broadly one can invest money in four major categories viz. fixed income schemes, market based ventures, gold purchase and property. The most felicitous investment option may be opted as per need, budget and future planning. This paper is intended to determine the aspects that an investor should keep in mind while putting in his stake. A weighing technique based on pair wise comparison matrices has been used to suggest investment ratio for middle class investors